Graphic is a ten panel cartoon. The topless cicada is smoking on the beach during the summer, but when fall comes, she runs out of cigarettes. She looks in the gutter and in the trash for butts, but cannot find any. She goes to her neighbor, the ant, and asks to borrow money just until the good weather comes back. The ant is not a smoker, and is angry when the cicada says that in the summer she'll do nothing but smoke again, and the ant throws her out without a loan.
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